Property transfer, made easy.
TERRA is a specialised architectural practice providing guidance through property transfer processes and providing all required documentation with clarity and efficiency.
Buying, selling, or inheriting property in Malta can feel complicated. We make it simple.
Our service covers all the essential services you need from an architect:
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Legal documentation
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Site inspections
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Property Valuation/Investment Guidance
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Bank loan forms
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Planning procedures
We believe in clarity:
Competitive Pricing
You know the cost upfront.
Fast turnaround
Site inspection within 7 days, documents ready in one week.
Certified assurance
All reports reviewed and signed by warranted architects.
Things to Know
When property is sold, inherited, or financed by a bank loan in Malta, the law requires specific documentation prepared and signed by a warranted architect.
Taxes
Inheritance (Causa Mortis Transfers)
When inheriting property in Malta, heirs must file a Causa Mortis declaration with the Commissioner for Revenue within one year of the date of death. This declaration must be accompanied by an architect’s valuation report and Land Registry plan.
Standard Rate (5%): 5% duty on the value of the inherited property (Duty on Documents and Transfers Act, Cap. 364).
Reduced Rate (3.5%): If the heir does not own another property and will use the inherited property as their sole ordinary residence.
Exemption (0%): If the heir already resided in the inherited property as their main home at the time of inheritance, no duty is charged on that property.
Seller’s Tax (Sale of Property)
When selling property, owners are generally taxed at 8% of the declared transfer value (Income Tax Act, Cap. 123).
An architect’s valuation ensures that the declared value reflects the real market value, preventing under-declaration and ensuring tax compliance.
Why valuations are required
The authorities require valuations to confirm that declared values are consistent with market values. This ensures fairness and prevents undeclared financial transactions.
Legal Requirements
Valuation Report
A certified report stating the current market value of the property. Needed for inheritance, sales, and bank financing.
Land Registry Plan
Required by the Land Registration Act (Cap. 296), this official plan defines the exact boundaries of the property on government records.
This is essential to establish precise ownership and avoid disputes.
Schedule 8 Form
Mandated by the Civil Code (Cap. 16), this descriptive form provides official details of the property being transferred.
Bank Loan Valuation Form (optional)
Required by banks when a property purchase is financed by a mortgage. Confirms property value and compliance with planning permits before loan approval.
Regularisation
Some properties contain minor planning irregularities (for example, small extensions, balcony changes, or internal alterations). In such cases, The Planning Authority Regularisation Scheme (Legal Notice 285 of 2016, as amended) allows owners to legalise these irregularities. Regularisation ensures the property is fully compliant with planning law, making it transferable and acceptable for banks and notaries.
Without regularisation, transfers may be blocked or financing refused.
TERRA can assist in preparing and filing regularisation applications alongside your property transfer documents.
Fees
Simple, transparent fees.
No hidden costs.
Every service is priced upfront, so you know exactly what you will pay before we begin. Our packages are designed around the most common property types in Malta, with all essential documents included
All prices are excluding VAT.
Standard Packages
(Includes Site Inspection, Land Registry Plan, Schedule 8 Form & Valuation Report)
1 Bedroom Apartment
€ 180
2 Bedroom Apartment
€220
3+ Bedroom Apartment
€260
Terraced Houses
€300
Villas and Bungalows
€340
Agricultural Land
€260
Garage
€ 140-240 Depending on size/complexity
Commerical Premises/Others
Get in touch
Bank Loan Forms
€60
Regularisation
€400 **
**Regularisation Fee doesn’t cover Planning Authortity Regularisation Fines. PA Fees may be found here.
**Regularisation Fee may be subject to surveyor costs.
(Includes Site Inspection, Land Registry Plan, Schedule 8 Form & Valuation Report)
1 Bedroom Apartment
€ 180
2 Bedroom Apartment
€220
3+ Bedroom Apartment
€260
Terraced Houses
€300
Villas and Bungalows
€340
Agricultural Land
€260
Garage
€ 140-240 Depending on size/complexity
Commerical Premises/Others
Get in touch
Bank Loan Forms
€60
Regularisation
€400 **
**Regularisation Fee doesn’t cover Planning Authortity Regularisation Fines. PA Fees may be found here.
**Regularisation Fee may be subject to surveyor costs.
Bookings
Booking with TERRA is easy!
Just contact us in the form below with your property details, and we’ll get back to you within 24 hours to confirm your appointment.
A site visit is usually scheduled within 2–3 working days,
and your certified documents will be ready within one week.
If you’re unsure which package applies to your property,
simply provide the address and a brief description — we’ll guide you to the right option.
and your certified documents will be ready within one week.
If you’re unsure which package applies to your property,
simply provide the address and a brief description — we’ll guide you to the right option.
Kindly provide us with the following:
1. Email Address
2. Phone Number
3. Address of Property being transferred
4. Preferred dates and times.
We will contact you shortly to set an appointment.
1. Email Address
2. Phone Number
3. Address of Property being transferred
4. Preferred dates and times.
We will contact you shortly to set an appointment.
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